Did you know:

  • 1 in every 2 Canadians will develop cancer in their lifetime.
  • 741,800 Canadian adults that are of the age of 20+ live with the effect of a stroke, and 1/4 of Canadians who have had a stroke are under the age of 65.
  • It is estimated that there are 70,000 heart attacks per year in Canada; that's 1 every 7 minutes!

These circumstances would be stressful for anyone; the last thing they would want is to be burdened by financial strain.


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 "Critical Illness insurance can help meet the financial demands that often accompany a major illness or injury. Employees will have peace of mind knowing that in the event of a life-threatening health change, they will be able to afford medical costs, basic living expenses, or anything else for which they choose to use the funds."

- Chambers Plan

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Critical Illness Insurance covers 1 of 25 conditions upon a diagnosis:

Alzheimer's / Aortic Surgery / Aplastic Anemia / Bacterial Meningitis / Benign Brain Tumour / Blindness / Burns / Cancer / Coma / Coronary Bypass / Deafness / Heart Attack / Heart Valve Replacement / Kidney Failure / Loss of Independent Existence / Loss of Limbs / Loss of Speech / Major Organ Failure (on Waiting List) / Major Organ Transplant / Motor Neuron Disease / Multiple Sclerosis / Occupational HIV / Paralysis /Parkinson's Disease / Stroke

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With Critical Illness Insurance, clients will receive a lump sum that they can use without restriction, so they can focus on getting better.

Among other things, it can be used to:

• Replace their or their spouse’s income, so their spouse can take time off work to provide support and care,

• Meet financial obligations such as mortgages,

• Pay for home care or get medical treatment that isn’t covered by public health insurance;

• Or, anything else for which they choose to use the funds.